

Mortgage Loan Processor Bilingual, Spanish
Apply NowDescription
The Loan Processor is responsible for processing the full document process by managing the customer relationship from application to closing while ensuring the all necessary steps are in accordance with internal policies and procedures to bring the transaction to a ready to close status. This position will obtain essential documentation, submit to underwriting within determined timeframes and work with customer to satisfy all conditions of approval within sale ability guidelines.
Essential Job Functions:
- Bilingual Spanish
- Cultivate and maintain a close relationship with all parties involved in the mortgage transaction.
- Gather information and take each file from underwriting decision to closing.
- Obtain borrower documentation once underwriting decision has been obtained
- Responsible for keeping borrower informed from the time loan is decision through closing.
- Set and maintain proper expectation to all parties on the file (including internal customers, e.g., loan officers, sales managers).
- Input proper loan information into the system for processing.
- Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy.
- Verify loan documents including income, assets, credit, appraisal and title insurance; in addition to, verifying application for final submission to underwriting.
- Review file documentation and make sure all items needed are requested. Order and coordinate loan documents. Communicate with borrowers, fellow employees and clients in a manner that shows sensitivity, tact, and professionalism
- Responsible for using independent judgment/decision-making to look at ways to improve the origination process through information received from our customers.
- Responsible for managing anticipated closing date.
- Responsible for managing rate lock expiration date.
Other Related Duties:
- Performs other duties as assigned
Qualifications:
- To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Education and/or Experience:
High School diploma or equivalent required. Associate's degree (A. A.) or equivalent from two-year College or Technical school preferred; a minimum of five (5) years’ experience processing full document purchase loans. Must have experience processing purchase transactions, strong Conventional, FHA, VA, and government loan mortgage processing experience; knowledge of how to read DU findings. Proficiency with Encompass a plus. Strong organizational skills that reflect the ability to perform and prioritize multiple tasks seamlessly with keen attention to detail. Professional verbal and written communication skills. Advanced MS Office proficiency. Ability to build and maintain effective relationships in a fast paced team environment. Aptitude for decision making, ability to work independently and provide exceptional customer service.
Employer’s Rights:
This job description does not list all the duties of the job. You may be asked by your supervisors or managers to perform other duties. You will be evaluated in part based upon your performance of the tasks and functions listed in this job description. The employer has the right to revise this job description at any time. The job description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason.
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Benefits
Career development and advancement
Working at Freedom, you have the chance to invest in yourself. From on-the-job training to advancement opportunities, and from tuition assistance to our annual internal leadership conference, we’re focused on upskilling, achieving, and celebrating.
Learn MorePhilanthropy
We run huge company-sponsored donation events and contests, as well as offer paid volunteer time so you can commit your support to the causes which you care about most.
Learn MoreHolidays and paid time off
We offer ample paid time off including multiple paid holidays — because your downtime and well-being are just as important to us as your time in work mode.
Learn MoreYour Wallet
Our salaries are competitive — rewarding your experiences, contributions, and hard work. We also have a 401K plan which provides a matching contribution.
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Medical
We offer several medical benefits plans and options to choose from including dental, vision, disability and life insurance, dependent care and flexible spending.
Learn MorePet insurance
Pets are part of the family too! We offer comprehensive vet insurance to make sure your cats are cared for, your pups are prioritized, and your lizards looked-after.
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