Mortgage Loan Closer (Remote)

Description

Summary

The Loan Closer is responsible for coordinating loan closings in compliance with company, FNMA, FHLMC, FHA, VA and industry standard rules and regulations. This position will prepare legal documents and closing packages for Title companies and attorneys. 
Essential Job Functions:

• Review CD’s, LE’s, Disclosure history and identify compliance violations and over tolerances.
• Review Case Number Assignment, Title Commitments, Insurance Policies, PMI Certification and all loan documents for accuracy.
• Review all files for completeness and accuracy to ensure compliance with underwriting, government, and Investor and company requirements.
• Maintain open lines of communication with all parties to obtain loan status information.
• Provide timely communications regarding closing status as appropriate.
• Ensure all loans are closed in strict accordance with all guidelines.
• Understand and adhere to all existing and/or changes to internal or external guidelines, processes and procedures as soon as they are implemented.
• Responsible for preparing and verifying final figures.
• Coordinate closings with title companies.
• Other duties as assigned.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Experience and/or Education:

• Bachelor's degree (B.A.) from four-year college or university preferred
• 3-5 years related experience preferred
• Working knowledge of TRID regulations, RESPA 2010, HMDA, and Appraisal Independence Requirements (AIR)
• MS Office Proficient
• Able to work in a fast-paced team environment
• Requires excellent verbal and written communication skills, the ability to multitask and meet deadlines

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