Skip to main content
Two women in conversation holding iPadTwo women in conversation holding iPad

Govt. Defense Specialist

Apply Now
Apply Now



The Defense Specialist reviews Information, Indemnification and Repurchase Demand Letters and works with the proper agency to defend Freedom Mortgage against the allocations stated in the letter to"Cure" or rescind the initial request.  A strong understanding of Govt loans is essential. This requires verbal and written communication with the branch’s, Investors and management if necessary.  This position also works on Due Diligence Issues when audited by outside vendors.

Essential Job Functions: 

  • Provides initial review of FHA/VA Information letters, Indemnification Requests, Repurchase letters, Make Wholes, Uninsured loans, VAFF Refund requests.
  • This position is crossed trained to perform various duties of the Govt Risk Dept.
  • To work directly with all agency investors to cure issues of concern and if necessary, provide clarification to management and the branches.
  • Determine the accuracy of the deficiency sited and determine if a cure can be provided.
  • Communicate with Management and branch on any issues that arise that cannot be cured.  Work with Management on any further actions taken.
  • Assist in any recovery efforts with Correspondents and Brokers if necessary.
  • Work with VA, Veterans, Customer Service and Accounting on requesting VAFF Refunds.
  • Assist team reviewing EPD/FPD/AOI/Correspondent loans to determine Material concerns. Report any loans to Special Investigator.
  • Provides defense on Due Diligence issues when received by investors, warehouse lines, etc.

Other Related Duties:

Performs other related duties as assigned.


To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Education and/or Experience:

  • High School Diploma or GED required
  • Bachelor’s Degree preferred
  • Minimum 6 years of experience in Mortgage Banking.
  • Experience must include, but not limited to, extensive knowledge in mortgage loan processing, underwriting, closing, post closing, and routine compliance. 
  • Must be able to perform all of the above functions, including calculating of assets, income, credit, eligibility for all programs, and property review.
  • Must have a strong working knowledge of all areas of FHA and VA Manuals, including internal and external guidelines, announcements, and Mortgagee Letters in today’s Mortgage Lending environment. 
  • Proficiency in Word/Excel  required.
  • Must have excellent verbal and written communication skills, and ability to work with direct management.
  • Ability to adapt to and accept change easily 
  • Must be able to work in an organized, independent, efficient, and professional manner.     

#cb  #LI-TF2